Logbook Loans in Kenya
Unlock cash using your vehicle as security — and keep driving. Fast processing, transparent terms, regulated by the Central Bank of Kenya.
What is a Logbook Loan?
A logbook loan lets you access working capital using your vehicle’s logbook as security. You continue to use and drive the car for the full term of the loan. When you complete repayment, the logbook is returned to you.
This option suits salaried employees, entrepreneurs and self-employed Kenyans who need funds quickly without giving up mobility.
Get a Logbook Loan Quote
Benefits of Seski Logbook Loans
🔑 Keep driving
Only the logbook is used as security — your vehicle remains in your possession.
⏱ As quick as 6 hours
Streamlined valuation and credit assessment so funds reach you fast.
📅 Flexible tenure
Repayment periods structured around your cash flow.
📋 Transparent pricing
Clear rates and fees. No hidden charges.
👤 Individuals & businesses
Salaried, self-employed and business owners can apply.
🛡️ Regulated lender
Seski Micro Capital is regulated by the Central Bank of Kenya.
What You Need to Apply
- Original logbook in your name (or transferable)
- National ID or Passport
- KRA PIN certificate
- Proof of income (payslips or bank / M-Pesa statements)
- Access for vehicle valuation / inspection
- Comprehensive insurance during the loan term (where required)
How It Works
From application to disbursement — a clear path.
Apply online
Vehicle valuation
Credit assessment
Approval
Disbursement
What Can You Use It For?
Business expansion, school fees, medical emergencies, stock purchase, debt consolidation, home improvement and more — while you keep earning with your vehicle.
